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If you're thinking of applying for social security disability payments, and good place to start is to look at the Social Security (SS) and Supplemental Security Income disability programs. There are a number Federal programs set up to offer financial help to people with disabilities, but these two are the largest.
But how do you know if you qualify for social security disability payments from these two organizations? And what can you do if your application is denied?
SS Administration
When you're applying for social security disability payments, it's very important to know the SSD criteria of each program you apply for. That way, you can submit the best possible application and get better results.
The Social Security Administration (SSA) runs both the SS and the Supplemental Security Income disability programs. In both cases, you must be disabled and meet certain medical criteria in order to qualify for disability payments. However, they have a number of differences, including other qualifying criteria.
- The SSD insurance will pay benefits to you and certain of your family members, but only if you are "insured": you need to have worked long enough, and you need to have paid SS taxes.
- Supplement Security Income bases its decision on your financial need.
Visiting the SSA's webpages for these two programs can help you learn about them, and what you can do to ensure you submit a successful application.
There are also screening tools you can use to help you pinpoint which benefits you are eligible for.
Social Security Disability Decisions
If for some reason your application for SS disability application was denied, there are a number of things you can do to request a review of the decision.
- If your application was denied based on medical reasons, the SSA website has an online appeal report. It allows you to provide updated information about your medical condition.
- If your application was denied for non-medical reasons, the best way to proceed is to call your local SS office. You can call their toll-free number, 1-800-772-1213, or, if you are deaf or hard of hearing, their toll-free TTY number, 1-800-325-0778.
Before applying for SS disability, look through the SSA's website, and find out what the requirements are. If you meet them, you're almost sure to get your Social Security disability payments. If not, spend your time and energy on a more appropriate disability program.
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Source by Donald Coggan